Right and isn't it the case that good quality D/A-converters still cost much money. So if you want every speaker to have them, and you want many speakers to get an immersive sound then "digital loudspeakers" can become expensive?
There are a lot of different parts involved—D/A converters, crossover networks, and amplifiers. Back in the day, good D/A converters were expensive, but they have gotten really cheap. If you have amplifiers that are cheap enough, you can put them after the crossover network and save money on the crossover network. If you have D/A converters that are cheap enough, you can eliminate the crossover network entirely and do it in DSP.
At that point you are comparing the cost of one more channel of D/A against the cost of an electronic crossover. It’s super easy to just buy a D/A with more channels. If you get to completely eliminate an analog crossover network, maybe that’s a win in terms of BOM cost.