> Whereas actually your bank balance is merely a debt the bank owes you, which cannot have been altered by the bank being defrauded.
It's often amusing--and sometimes enlightening--to imagine how well the same nonsense-logic would work if it was being used to the benefit of a consumer instead of an institution:
"Hi Bank, I just sent enough money to fully pay off my mortgage! Now I fully own my house and our business is done... Wait, you didn't get it? That was some scammer who showed up randomly at my door with a fake business card? Well, that sucks.... for you, that is. I hope you manage to get your money back from them someday, ciao!"
It's often amusing--and sometimes enlightening--to imagine how well the same nonsense-logic would work if it was being used to the benefit of a consumer instead of an institution:
"Hi Bank, I just sent enough money to fully pay off my mortgage! Now I fully own my house and our business is done... Wait, you didn't get it? That was some scammer who showed up randomly at my door with a fake business card? Well, that sucks.... for you, that is. I hope you manage to get your money back from them someday, ciao!"