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The joke just wooshed past you :)



No, you miss the point.

It's a high barrier for users to pay online. That's why they don't pay $1 on a whim on a small site, even if it offers something they like.

Paying online is more like a marriage these days. You pray that the other side will not disappoint you and then you jump in.

That's why big popular sites with brand names worth billions gobble up unproportional more paying users.


Yes, the barrier is high because paying is a high-friction activity whenever cards are involved. That's why the various quick checkouts are all the rage the past 10 years or so.

This has very little to do with the original claim of "Users dislike paying on the web because it is a security risk". Users have no issues paying for stuff online.


They have no issue paying for stuff on well-established sites like eBay and Amazon. If it's a random site, there's a problem.




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