On: Ethereum has blobs. Where do we go from here?

[ArtTimeInvestor]

Thats news to me. Can you link to a page of a bank in Europe where they state that they offer free instant money transfers?

[dgellow → ArtTimeInvestor]

It’s pretty simple to see. First result I found: https://moneytransfers.com/bank-transfers/sepa-transfers

For example from Germany to Austria, sending 1200€, I see multiple providers with no fees for quick transfers.

[ArtTimeInvestor → dgellow]

I dont't see instant transfers on that page. It says "within 24 hours" and sometimes even "within a week".

[dgellow → ArtTimeInvestor]

You can change filters…

You can also check https://www.europeanpaymentscouncil.eu/news-insights/videos/...

[troupo → ArtTimeInvestor]

Besides SEPA which mandated the upper ceiling and an upcoming regulation which forbids banks from de-prioritising payments to/from other banks (can't remember what it's called now) many European countries have had instant bank transfers locally. For example, Swish in Sweden: https://www.swish.nu/about-swish

[IanCal → ArtTimeInvestor]

The UK has "faster payments" which is usually instant (sometimes held up for fraud checks). I'm not aware of any bank that charges for this.

[hot_gril → IanCal]

There's Zelle in the US, but it has limits, and it's pretty easy for your money to get stuck being "verified."