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You might have misunderstood the difference between controlling the ship and commanding it. The Panama Canal Authority pilot controls navigation and maneuvering to get through the canal but the captain is still in command of the vessel and ultimately responsible for it.

Canal accidents cost so much that they're each individually investigated and insurance companies fight over who is liable. Sometimes it's the pilot's fault and ACP's insurance pays out, sometimes it's the shipping company's insurance, and sometimes they split the cost.




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