I do understand the discussion. You don't seem to understand what explanation is. Saying "God did it" doesn't explain the origin of life. We may never have a scientific explanation for how life arose. It may be that it was an act of God (which, for what it's worth, I personally believe) but that doesn't explain it. There are limits to human knowledge, and faith transcends those limits. You seem to confuse faith and science and put them in some sort of competition with each other, they're not, they are both approaches to the Truth.
You are using the evolutionist's definition of "explain", which is not applicable to the creationist's interpretation of reality. Under the evolutionists view, there is no actor with the ability to alter universal state besides those physical laws which we currently observe. Thus, any change in universal state that has ever occurred would naturally be able to be "explained" by providing a detailed step-by-step rundown of how those laws interacted with universal state S until it reached universal state S'. Under creationism, this definition is nonsense: any change in state can occur at any time based on the whims of the unknown actor, no further rationale is necessary or indeed possible.
Accordingly, if we take a definition of "explain" which does not assume a particular interpretation of the fundamental axiom (as we should, when that axiom is the very thing under debate), my statement is perfectly valid: That actor which we cannot fathom made it so. Thus, it is.