For anyone reading the parent comment, you should avoid YNAB if you use an American Express card. YNAB uses Plaid and the overall integration from YNAB through to Amex and back does not work.
I don't have AmEx, but I do have Discover which also had some issues a while back. I believe they don't exclusively use Plaid anymore. When my discover card wasn't working for a few months they rolled out a switch to use alternative verification and then Discover just worked. This was over a year ago. YNAB realizes that the account syncing is what makes the system work.
I have found this to be the case with my Apple card - so once a month I export a .QFX from the Wallet app and import it into YNAB. This process is a bit laborious but I've never had to manually enter an account's transactions in several years of using the app.
Apple Wallet transactions just got added to shortcuts on iOS. You should be able to create a shortcut that adds the expense to YNAB whenever the card is charged.
