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In past Ask HN threads I've seen recommendations for Lunch Money (https://lunchmoney.app/) and You Need A Budget (https://www.ynab.com/). I can't personally speak to them as I use GnuCash, but I don't recommend it for you because it does not do automatic sync as you requested.



I'm biting the bullet and moving to GnuCash myself. It seems intimidating at first but playing around with the UI made it less scary.

As I get older I'm also just doing fewer transactions in general, so it's easier for me these days to keep a hold on manual entry.




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