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You've sort of hit the nail on the head. At a job where you do not have psychological safety, unlimited PTO is going to go underutilized, and so you end up with a bad deal compared to accrued/spent PTO.

But the unlimited PTO isn't really the root cause: the safety is. If you're working in a job where you don't have psychological safety but you're banking a fixed rate of PTO, you'll take more vacation and your job will still be draining and stressful.

You're better off aiming for a role/company/etc that gives you that safety, and then using whatever PTO mechanism they have there.




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