In my head I am interpreting the law like this: Credit Reporting Company negligence "interferes" with a person being able to obtain a loan.
[1] https://en.wikipedia.org/wiki/Tortious_interference
IANAL either, but it seems the losses suffered from ID fraud are only recoverable via this.
In my head I am interpreting the law like this: Credit Reporting Company negligence "interferes" with a person being able to obtain a loan.
[1] https://en.wikipedia.org/wiki/Tortious_interference