They will say you agreed to the terms they can close the account for whatever reason, and that receiving the balance within a week is quick enough. I doubt the courts would say otherwise. Lawyers probably won't take this case.
This is a situation where the Invisible Hand of libertarianism was supposed to manifest and gently nudge people to banks with more favorable terms in such numbers that no bank is able to do this and stay profitable.
This is a situation where the Invisible Hand of libertarianism was supposed to manifest and gently nudge people to banks with more favorable terms in such numbers that no bank is able to do this and stay profitable.