Loans and by extension remote deposit all require a military connection, like I said. (It turns out anyone can get a credit card, which unfortunately is not 'enough' for RD)
"Deposit@Mobile® using your iPhone®, iPad® or Android™ device. Available to qualified members.2,3"
2: 2 You must qualify for USAA's Deposit@Home® and Deposit@Mobile®; eligibility for USAA property and casualty insurance and credit qualification required. Deposits may not be available for immediate withdrawal. (3 is a trademark disclosure.)
Okay, so you have to be eligible for USAA property and casualty insurance. How do you do that?
"You must have a USAA checking or savings account and:
Have an active USAA property and casualty insurance policy and be qualified for a USAA loan or credit card (not a USAA Secured Card).
OR
Be eligible for USAA property and casualty insurance and have an active USAA loan or credit card (not a USAA Secured Card)."
So, you must have or be eligible for insurance. How are you eligible for insurance?
From https://www.usaa.com/inet/pages/no_fee_checking_main?offerNa...
"Deposit@Mobile® using your iPhone®, iPad® or Android™ device. Available to qualified members.2,3"
2: 2 You must qualify for USAA's Deposit@Home® and Deposit@Mobile®; eligibility for USAA property and casualty insurance and credit qualification required. Deposits may not be available for immediate withdrawal. (3 is a trademark disclosure.)
Okay, so you have to be eligible for USAA property and casualty insurance. How do you do that?
From https://www.usaa.com/inet/pages/mobile_banking_dm:
"You must have a USAA checking or savings account and:
Have an active USAA property and casualty insurance policy and be qualified for a USAA loan or credit card (not a USAA Secured Card). OR Be eligible for USAA property and casualty insurance and have an active USAA loan or credit card (not a USAA Secured Card)."
So, you must have or be eligible for insurance. How are you eligible for insurance?
From https://www.usaa.com/inet/pages/why_choose_usaa_main: (click "A legacy to pass down", then "Other individuals")
"USAA auto and property insurance is not available due to membership eligibility requirements."
So, you can't use remote deposit. And yes, you really need to read through at least 4 pages on their website to find this out.