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To be honest, that depends on the engine itself.

For example, on BMW Minis, which all have timing chains:

- 1st gens Minis (2002 -> 2006 roughly), with Chrysler engines, have a bulletproof engine, and replacing the timing chain is a rare occurrence

- 2nd gens Mini (2007 -> 2013 roughly) with PSA engines modified by BMW have a suicidal engines, especially the pre-LCI (2007 -> 2009) engines, that are known to often break timing chain guides. The symptom for that is named "death rattle", which is chain slap.

- 3nd gens Mini (2014 -> 2022 roughly) with BMW engines are so far known to be pretty bulletproof. Note that some of them now have high mileage with no large-scale issues.

So a well-designed engine with a timing chain is preferable to a timing belt. But a timing belt is preferable to a problematic engine with a timing chain, which will break at the most inconvenient time and leave you with an unexpected large bill.




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