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With the caveat that my knowledge of Bitcoin is limited, I know I can't be bothered to use it because

- Stories about transaction fees that are more than the cost of something you would buy with it ($25 at on point)

- Stories about Bitcoin exchanges (if I have that term right) where the person in charge just... took everything and ran; and anyone with money in it just flat out lost it

- No way to reverse a transaction if you are scammed (vs a credit card where you can almost infallibly get a transaction reversed)

- Stories of exchanges failing and everyone losing out... whereas in a bank, the FDIC handles it for you and you get your money back

Now, I may be wrong about some of that... but those are the stories I hear. And, given them, why would I even bother to try Bitcoin?




With Monero, the fees get smaller (sub 0.01 USD) the more transactions there are.

Why aren't banks subject to taking the money and running? Banks could handle crypto.

Reversable transactions could probably be programmed in certain conditions.

Banks/laws/policy/etc.

I wouldn't try Bitcoin either. Monero is a lot better, but even then it's just a stepping stone of what could come if enough people cared.




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