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My household mortgage provider, TD Bank Canada, offered me critical illness/death "insurance" for me and my spouse.

As we were insuring over a million in the mortgage/loc, I guess they have diff requirements.

They sent over their own funded nurse, who collected vitals and blood samples which we signed off them running any number of tests.

I should have checked if any clause for DNA. But that's not needed... Insurance is already all over you now.

Mostly in past was just a quick questionnaire. Then I was use to be sent to Dr for physical.

Now they contracting their own nurses and labs.

They probably already collecting your dna




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