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> Payments happen mostly through apps here. So people don't have to type numbers.

In EU, Giro//SEPA is used for most formal electronically paid bills. Electricity, internet, rent, fines (parking, speeding, ...), tax adjustments, whatever. Where I live, it would be impossible for an employed adult to not be confronted with such non-app payments occasionally.

But even then, people need to enter CC details at regular intervals, they may deal with multiple, and even if they could get familiar with them they change as CCs are renewed or replaced.

> If you work in an office, you will be specifically trained for that.

That training makes you able to copy long sequences of unique and mostly meaningless numbers without error, exactly the skill required here.

> As I said, instead of going through the hassle of typing IP addresses and making sure both devices are on the same network, people will just send the file over messaging apps or email.

If either user installed the app they likely have a reason to not just send it by email (larger than email limit, internet speed), whatsapp (not a user, not installed, no trust), or airdrop/nearby share (support) in the first place.

Being on the same network is of course a restriction, but that's the whole premise of the app. I'd also consider any smartphone user able to connect to a WiFi network, and "be on the same one" while more technical seems like a manageable task. The assumption is not that the average user will think of making a portable hotspot, but rather that they find WiFi to connect to (e.g., home or office).

It would be neater to use WiFi P2P, but that's also trickier.




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