Do you have a business account? I have a $1500/day limit. Looking it up it seems like for popular banks it tops out at $2500/day, and some go as low as $500/day.
How privileged is it to say that a $1500 loss is "hardly worth noting"? Median take home pay is under $45k, so that's more than half of the median paycheck gone in a single mistake.
Obviously for an individual person it can be bad, bad enough to cause problems that take months to solve, but not lose your life savings and retirement bad. The report identifies a few hundred million dollars in losses but my point is more that for instance there are single "pig butchering" case losses in the millions (and totals in the billions, which is likely an underestimate because some people feel too ashamed to report to ic3.gov) and not much is being done in the way of educating people on how to avoid being swindled.
