Unpopular (?) opinion: don't worry about theft. If you are making developer-money then a $1000-$3000 bike is a trivial amount of money. Just use a cafe-lock with a sturdy chain and go about your life. It gets stolen? Buy a new one. Seems silly to be hesitant on a eBike because of a theoretical concern. Finding an environment where you are reasonably safe from getting murdered by a vehicle should be your primary concern. Everything else is just noise.
I make developer money but that's just stupid. Sorry, no other word for it. $1000-3000 is absolutely not a "trivial amount of money" objectively. If I was going to lose that kind of money, I'd at least want to donate it so it could help someone in need.
The author of this post specifically recommends stretching your budget for the best possible e-bike. By definition, if one stretched their budget for a thing it is nontrivial to replace that thing. Also, people are not robots. Even if you can afford to replace a thing there remains a psychological toll from theft.
