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Sure, let's just write off two whole societal institutions because of your one poor experience. No point in trying to do something if it could fail, amirite? Of course then someone else can chime in with how they got stiffed by insurance and how you should just get a dog, then the next person says I had a dog but it was too friendly so just get a gun and stay home all the time, etc etc etc. Exit can be a strong check, but asserting it as a foregone conclusion is its own oppressive hell.

Anecdotally, I had a break in where the perp was stopped in the act and they even ended up getting prosecuted. The system can work, too.

I've also been kidnapped by the police, ransomed, and then harassed for a year by the "justice" system. So this is certainly not some "I love the police" comment.




I’m certainly not the first person to be cynical about the police investigating property crime, here’s a scene from the 1998 film, The Big Lebowski which echoes my position: https://youtu.be/GvT_VOJaXvs

I’m not saying the police are worthless or irrelevant, simply that using insurance is how you get made whole after a burglary or theft. It’s a crapshoot whether the perpetrator is found, which in some cases, they are.

I’m also not suggesting anything in particular to prevent burglaries, I don’t have home security, a gun, or a dog. My cat isn’t going to stop a burglar. My position is that sometimes theft and burglary happens, and insurance is the best tool to mitigate the risk because the police don’t have the time or the inclination to fully investigate every property crime.


> I’m not sure why people think just because they have cameras that the police will follow up on the video evidence and make arrests

The plain answer to your question is that because some times they do. But the implication of your rhetoric is that they never will. That's the problem.

Being "made whole" is actually a separate concern from helping to catch the perp, and it doesn't help to brush off one concern in favor of another. Like for example if someone stole most of my computing gear, financial compensation by insurance could not possibly make me whole (months of bespoke setup and customization). But it would be nice to know that the perp got punished, regardless of whether they had already sold my stuff.

And personally, I'd double down on the cynicism and point to having video evidence as a good way of documenting the incident for insurance purposes, lest they attempt to screw you some how.

(Nothing in my comments should be construed as condoning having Internet connected cameras running proprietary crapware. Rather I'm just talking about the general motivation for cameras, and unfortunately many people are insensitive to the crapware)




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