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If you have a partner (any kind), talk to them regularly about these things, especially finances. I'm now of an age where people passing is normal and regular, and I can't tell you how many times I've heard things like "[my partner] pays all the bills...I have no idea what bills we have" and "[my partner] takes care of that...I have no idea what I need to do". Even if you have a spreadsheet for them to stumble upon that lists accounts, that might not tell them things like "what's a normal payment and what's weird" or "this creditor is squirrelly so make sure you pay close attention to them". Or one I had recently: "I didn't know we got a discount on the lawn service because my partner gave the guy a case of beer when he came".

Don't just leave this to a folder full of documents on a computer for them to try and interpret post mortem. Make sure everyone understands what the real situation is and what needs to be taken care of.




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