Slight tangent but that's an interesting example, because while healthcare and police have (at least in theory, not the point here) training/accountability requirements, there are many places with locally organised fire response units alongside of the gov organised ones. Especially in areas far away from larger towns, communities pick up a lot of organisation and responsibility for practical reasons. In extreme cases of very isolated farms, it's literally the individuals that deal with the problems unless it's likely to becomes a widespread issue.
