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He paid his iCloud with his Apple Card, but didn't pay the credit card bill properly, so they basically clawed back the purchase.

The analogy is that if I pay for Netflix with Amex and miss an Amex payment, they can't directly cancel Netflix. Eventually if I continute to not pay, they'll shut down the card and Netflix won't be able to charge and will then cancel themselves, but that's a much more flexible process.

It's always good to have a few "fire breaks" between your most important accounts (email, payments, domains, etc.).




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