Is your employer covering part of the cost? My insurance for just myself is 70-80 a month, while my employer covers another 250 a month. If I had a full family plan it would be 250 a month for me and 750 for the company. This is for a relatively standard 2000(individual)/4000(family) high deductible plan.
I wouldn't think our different deductibles would save you that much money, but perhaps.
No, I don't have an employer covering my cost. The full cost for my $5000 high deductible individual plan is $85/month.
Perhaps the difference is that my plan was purchased in Illinois (Blue Cross Blue Shield of Illinois). I know state mandates can significantly change the cost of insurance.
