If they want someone to take care of them, then they need to give up some agency. Spending everything via credit card is the easiest and most effective way to solve this problem.
I agree, but that negotiation isn't necessarily in explicit terms. In my experience elderly people will spend all day insisting that they will do something themselves (protecting their own ego), yet most of the time if you go ahead and just do it for them they just accept it and move on.
Yeah, my grandfather was absolutely opposed to giving up any agency. Especially to his daughters, so I was the front man. When we had to take away his car keys, he came after me with his cane. Hilarious in retrospect, as it was almost a cartoon. But at the time, it was quite dramatic.
