> and we should spend it on things if we reckon we will get enough value out of it
This is totally true, but I think you just need to broaden what you mean by getting value out of money. Money saved provides safety, time, and options.
Money saved is just money to be spent in the future.
> but I can’t help not wanting to feel like a slave to money
Once you're in a regular pattern, you're not. I have regular things that go out, a budget under my income and don't need to check on things all the time. Not spending everything I have makes me less tied to income and outgoings.
This is totally true, but I think you just need to broaden what you mean by getting value out of money. Money saved provides safety, time, and options.
Money saved is just money to be spent in the future.
> but I can’t help not wanting to feel like a slave to money
Once you're in a regular pattern, you're not. I have regular things that go out, a budget under my income and don't need to check on things all the time. Not spending everything I have makes me less tied to income and outgoings.