Basically, like a doctor with a membership club. Generally doesn't take your insurance, although some services might covered by your insurance.
Good example is MDVIP - https://www.mdvip.com/. I have no relation to the company other than being a customer. I pay $1,600 a year for my Mom to be a member and it's the best money I've ever spent.
Yes, you definitely should have a health insurance plan of some type. Your concierge doc fee will not pay for a visit to the ER, which can bankrupt the average person who doesn't have coverage.
Can you please elaborate? I need something like this and I'm willing and able to pay for it.
How would I get started finding one?