On: Rising rent, not poverty, is the real driver of ho...

[fnimick]

And what happens when your hypothetical "emergency" isn't due to a personal failing?

There are people homeless in the US right now because of medical debt due to illness, is that their fault too?

[dionidium → fnimick]

I don't feel a ton of emotions about phrases like, "personal failing" one way or the other, so it doesn't really make that much difference to me and I'd just say that obviously the illness was a factor. That's what we're talking about here: whether to describe obvious factors as such. It would be equally silly to claim that the illness in that case was not relevant.

[SoftTalker → fnimick]

Medical debt can be discharged in bankruptcy, there's no reason anyone should become homeless over it.

[hezralig → SoftTalker]

Have you tried renting with a lack of a credit score or with a tanked score? It is increasingly out of reach.

[SoftTalker → hezralig]

Lots of people with bad credit scores manage to rent. If this were impossible then a quarter of the population would be homeless.