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I'd love to move away from Revolut but neither of those options seem to offer a virtual credit card which is my main use case. Online purchases in US, EUR, GBP etc without having to worry about exchange fees or supported payment methods.



Wise does offer virtual cards as well as a physical one.


Just had a look, looks like you need to first get a physical Wise card in order to get a virtual one (not the case for Revolut), and it's only available in a rather limited number of countries.

https://wise.com/help/articles/5O9VNQR4wt3iXwV0Dmm6zB/how-do...


Depends on the country you’re account is in. I got virtual cards before ever ordering the physical card.

But keep in mind it’s a bank debit card (charge immediately comes off your balance), not a credit card.




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