> "in what jurisdiction would you file that police report?"
If I had to guess? File it in your state and it'll get routed from there. Or how about you literally ask the police this exact question?
> "at least get your LEA correct when making non-sense posts like this"
I think you're over complicating this, but you sound like you might know better so...
The police is a sensible starting point, from which you as a citizen should get better guidance on next steps. There may be other mechanisms in the US government that are more appropriate here (ie. FBI, or FinCEN, IRS, etc).
I think the point is that there is no indication of a crime. Your local police will just laugh. Maybe suggest you talk to a lawyer about possible law suits or maybe a complaint with your state's AG.
However, you'll find in your ToS contract that they tell you they can/will suspend your account for suspicion of fraud or other activities. Just because they suck at explaining themselves is not a crime according to the law. Otherwise, so many companies would be breaking the law.
It's so easy to react emotionally to things when they affect your livelihood, but rarely does that actually help the situation.
> "I think the point is that there is no indication of a crime."
Inexplicably being denied access to your own funds without being told what's going on or when the issue will be resolved could be an indication of a crime. I'm not saying it is a clear indication, but I'm not denying the possibility either.
There can be any number of hypothetical reasons for the situation being the way it is, and you can't exclude ones which are clearly criminal in nature (say somebody hacked their account and emptied it for funds). You should also draw parallels to other service providers (hospitals, universities, etc).
> "It's so easy to react emotionally to things when they affect your livelihood"
What other choice do you have in such a situation? This person exhausted every option they had, only to eventually get the help they needed by randomly reaching out to internet strangers. If it wasn't for this, who knows how long they would remain locked out of their account without any visibility into what's going on? Meanwhile, their business would be hurting, creating a cascading effect.
Filing a police report in such a situation isn't "reacting emotionally".
Calling the police is totally an emotional response.
You made a business contract with a company. In that contract, they stipulate that under certain circumstances they will hold your money. What is a problem is the company is completely full of shit in how they handle these situations. They are "protecting themselves" from your account potentially being some sort of fraud. This is all automated with zero to little human involvement which creates potential for lots of false positives. During these cases, the company is 100% at fault for being cheap ass bastards that show zero sympathy towards users.
This is not something for local police to be involved. The disconnect seems to be emotional vs logical.
> "Calling the police is totally an emotional response."
We're going around in circles, but all I'll say is that you could say that about anything. And yet people sometimes end up in prison for stealing candy.
If people won't file reports - all deterrence is lost, and there won't be any incentive for the other side to change. If the mechanism exists, why not use it?
If I had to guess? File it in your state and it'll get routed from there. Or how about you literally ask the police this exact question?
> "at least get your LEA correct when making non-sense posts like this"
I think you're over complicating this, but you sound like you might know better so...
The police is a sensible starting point, from which you as a citizen should get better guidance on next steps. There may be other mechanisms in the US government that are more appropriate here (ie. FBI, or FinCEN, IRS, etc).