I agree with you almost entirely with one tiny caveat. The only time I am receptive to advertisements is when I am actively and intentionally looking for a product, service, or solution. But I share your assessment that the vast majority of the time advertisements and the tracking infrastructure around them are unwelcome.
That's a terrible time to be receptive to advertisements! The ads are trying to get you to pick their particular product over their competitors, for reasons that have nothing to do with quality or suitability for your needs.
