By travel I meant car payments, car insurance, airfare, etc. not vacation trips.
The $13K that you calculate includes this travel plus everything else. I don't think that I will be taking any trips to Killington when my discretionary income is significantly below $1K/month. And, if I do, it will only be because I've given something else up, like buying books, for an extended period of time.
The $13K that you calculate includes this travel plus everything else. I don't think that I will be taking any trips to Killington when my discretionary income is significantly below $1K/month. And, if I do, it will only be because I've given something else up, like buying books, for an extended period of time.