I think we have to start treating this as a MOT (major ongoing topic) and do something about all these follow-ups [1]. I've delayed making this call because of the core principle that we moderate HN less when YC or a YC startup is part of a story [2]. But less does not mean not at all. At some point we have to remember the other core principles of HN moderation too, such as that repetition is bad for curiosity [3].
I don't mean that these incidents aren't real—and obviously they are super important to the users who are personally affected. But from an HN point of view, the question is "is this story new/different enough to support a substantially different discussion", and here the answer is clearly no.
Indeed. With the nice addition that now the posts are biased towards small companies that still have not figured out that going single-vendor for online payment is a terrible idea.
When it comes to Stripe, what choice do small businesses have? Tokenized Payment details are not portable, I can't take a saved debit or credit card in Stripe and slide it over to a First Data or Tsys account at whim.
I'm fine with integrating another API (hell, InvoiceNinja already supports most payment gateways), but changing processors when you rely on stored payment details is extremely risky business.
Stripe charges a premium transaction fee for being a no barrier to entry processor, but when they decide to underwrite your account and fail to do so, you end up SOL with a locked account.
Stripe account suffered a card test - https://news.ycombinator.com/item?id=33688298 - Nov 2022 (33 comments)
Ask HN: Stripe holding funds for 120 days for no reason - https://news.ycombinator.com/item?id=33299222 - Oct 2022 (114 comments)
Don’t use Stripe. I am trying to save you from my mistake - https://news.ycombinator.com/item?id=33254485 - Oct 2022 (21 comments)
Ask HN: Why do people come to HN for Stripe resolutions? - https://news.ycombinator.com/item?id=33140798 - Oct 2022 (108 comments)
Ask HN: Have you noticed an increase in the number of Stripe Disputes lately? - https://news.ycombinator.com/item?id=33123756 - Oct 2022 (16 comments)
Ask HN: Can I avoid being nuked by Stripe? - https://news.ycombinator.com/item?id=32856237 - Sept 2022 (31 comments)
Stripe has decided to nuke my entire business - https://news.ycombinator.com/item?id=32854528 - Sept 2022 (679 comments)
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I think we have to start treating this as a MOT (major ongoing topic) and do something about all these follow-ups [1]. I've delayed making this call because of the core principle that we moderate HN less when YC or a YC startup is part of a story [2]. But less does not mean not at all. At some point we have to remember the other core principles of HN moderation too, such as that repetition is bad for curiosity [3].
I don't mean that these incidents aren't real—and obviously they are super important to the users who are personally affected. But from an HN point of view, the question is "is this story new/different enough to support a substantially different discussion", and here the answer is clearly no.
[1] https://hn.algolia.com/?dateRange=all&page=0&prefix=true&que...
[2] https://hn.algolia.com/?dateRange=all&page=0&prefix=false&qu...
[3] https://hn.algolia.com/?dateRange=all&page=0&prefix=false&so...