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>i.e. the universal American experience.

How is this consistent with #3? $100k incomes are 80th percentile.

https://dqydj.com/income-percentile-calculator/




Median household is $70K, $100K is 62nd percentile. So if both partners are working, which is common before children, it’s fairly likely.


Eh, I would be willing to bet the steps outlined in pessimizer’s post are experienced by 20% of young adults (let’s say 25 to 35 years old).

All others are renting or not moving into a “massive place” after their initial purchase, which itself was probably barely affordable.




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