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Form of payment is not used as identity verification anywhere lol. Completely unrelated.



Do you mean it cannot be used for verification or just that it’s currently not practiced?


Go to a grocery store for a prepaid $10 Visa card, or privacy.com, or any of the thousand other services that generate virtual cards, and explain to me how you verify identity behind those.

It’s not used for verification because credit card transactions don’t actually carry the information necessary to verify it. Even an actual physical card does not verify the name on it during transactions.


That’s the thing, I don’t know enough about the inner workings of the credit card system so I couldn’t explain anything to you.

…which is why I asked for clarification.


USPS uses a payment it to validate change of address requests.


1) Verifying an address is not the same as verifying an identity.

2) Your credit card billing info does mostly include your address. It does not however include your name. Your address is (mostly) validated by the transaction, your name is not at all.




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