1. We adopted chip cards quite late, so a lot of legacy hardware still exists - including payment terminals built into restaurant point of sale machines with a magnetic strip reader, instead of a separate card terminal.
2. Wireless card terminals are not common in the US, outside of things like Square or Toast readers. Readers are usually hardwired to the POS and aren't able to be "undocked" and carried around.
3. Outside of contactless, signatures are still usually required, and people are still used to having the receipt printer at the host stand alongside the terminal, instead of built into the card reader.
This is all slowly changing, and I honestly chock a lot of it up to stuff like smartphone payments (remember, we got Apple Pay before having contactless embedded in the majority of cards!) and smartphone-based POS systems like Square.
Contactless cards did appear in the US before Apple pay. I had one issued in 2006. It was just rarely supported by vendors and disappeared as the banks lost interest.
1. We adopted chip cards quite late, so a lot of legacy hardware still exists - including payment terminals built into restaurant point of sale machines with a magnetic strip reader, instead of a separate card terminal.
2. Wireless card terminals are not common in the US, outside of things like Square or Toast readers. Readers are usually hardwired to the POS and aren't able to be "undocked" and carried around.
3. Outside of contactless, signatures are still usually required, and people are still used to having the receipt printer at the host stand alongside the terminal, instead of built into the card reader.
This is all slowly changing, and I honestly chock a lot of it up to stuff like smartphone payments (remember, we got Apple Pay before having contactless embedded in the majority of cards!) and smartphone-based POS systems like Square.