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You’re probably better off buying at 7% than at 2.75% if housing prices are adjusted. You get the house for less, more room for profit when you sell. Also, if you’re force to sell, it’s better to do this on a loan of 750k rather than 1m.



That's true but so far in many markets (like the Northeast) inventory doesn't seem to be rising. And thus prices aren't coming down.

So it's a double whammy of high interest rates with the pricing from 2021. It's wild out there folks.


Also if interest rates go down again in the next decade you can always refinance.


That all depends on how long you stay and inflation rates.




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