Also, the reason why the social credit system is bad isn't that there's a record of your past bad behavior, it's that it's tied to vague violations like "spreading false rumors". Credit scores aren't perfect, but at least they're tied to a specific bad behavior (failing to pay back debt), and you can demand removal if the other side can't produce evidence of the debt.
Also, the reason why the social credit system is bad isn't that there's a record of your past bad behavior, it's that it's tied to vague violations like "spreading false rumors". Credit scores aren't perfect, but at least they're tied to a specific bad behavior (failing to pay back debt), and you can demand removal if the other side can't produce evidence of the debt.