That is actually a good point. Hadn’t thought of that.
I hate TOTP, can handle SMS 2FA (sim-swapping is super rare here) and love FIDO/U2F/Webauthn (or whatever it’s called today). I have one with NFC on my keychain, and a backup device in the drawer. No off-site backup key, but encrypted backup codes.
I hate TOTP, can handle SMS 2FA (sim-swapping is super rare here) and love FIDO/U2F/Webauthn (or whatever it’s called today). I have one with NFC on my keychain, and a backup device in the drawer. No off-site backup key, but encrypted backup codes.