So, I guess we shouldn't thank them so much. Climate change was only one of the many items the insurance industry isn't helping much with. Which is my point. And I don't think they were particularly instrumental in getting the automotive safety ball rolling, either, though I'm sure they were happy to join in once it was.
For sure, it is a happenstance of aligned incentives that make the IIHS relevant.
That’s being said, they were a significant proponent that accelerated most of the safety improvements in North American vehicles since the mid 90s when they started doing overlap crash testing.
Before that, governments were mostly complacent with full-frontal crash testing, which simply wasn’t realistic enough.
Most of the major changes in North American vehicle safety has been due to their efforts.
Now, they’re not altruistic, they’re just asshole insurance companies with the right incentives.
