Agreed, someone would have to be egregious to attract prosecutorial attention. But for a civil judgement, using a temporary card with a fake name that is cancelled without notice (particularly if a discount was offered up front in exchange for commitment) is going to weigh in the plaintiff's favor. That, in turn, factors into e.g. credit agencies when considering taking such items off a report after the debt collector who bought it begins collections.
TL; DR This is a fine strategy. But try to cancel using the service's means. If they force you through loopholes, fire off an email and carry on. None of this is legal advice. But it does seem like the courteous thing to do.
Agreed, someone would have to be egregious to attract prosecutorial attention. But for a civil judgement, using a temporary card with a fake name that is cancelled without notice (particularly if a discount was offered up front in exchange for commitment) is going to weigh in the plaintiff's favor. That, in turn, factors into e.g. credit agencies when considering taking such items off a report after the debt collector who bought it begins collections.
TL; DR This is a fine strategy. But try to cancel using the service's means. If they force you through loopholes, fire off an email and carry on. None of this is legal advice. But it does seem like the courteous thing to do.