That right is not absolute, payment providers can reject you based on laws regarding money laundering and terrorism financing. Not something the average person needs to be worried about however.
> Member States shall ensure that credit institutions refuse an application for a payment account with basic features where opening such an account would result in an infringement of the provisions on the prevention of money laundering and the countering of terrorist financing laid down in Directive 2005/60/EC.
Another note that companies do not have a right for a bank account. Overcompliance and compliance theater is getting so bad, so that even normal small enterprises are starting to have issues. Banks just do not want to onboard small businesses because the life time value of a small business bank account is negative.
