Specifically, taking actions to evade AML regulations also gets you in trouble.
Withdrawing money from the bank for your own purposes is fine; withdrawing $9500 multiple times is fine. Making multiple withdrawals of $9500 to avoid reporting a transaction of $10,000 or more gets you in trouble, once someone notices.
Making withdrawals to yourself from Coinbase is analogously fine (to this non-lawyer), but doing so to avoid reporting transactions you are otherwise obligated to will eventually get you in trouble.
