I kinda thought I had it solved, I had a 1 million portfolio, which is more than enough for me to survive on, as long as you pay attention to what happens in the world economy and markets, since I knew everything we are now seeing was coming, and was making 20%+ per year I though I had it all figured out. Until I got server, -70% in 2 months. So my personal advice is, never think you are too smart. If if you know you are correct, and you are in fact correct, it doesn't mean you can't lose your shirt.