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> shouldn't have to be forced to play the market or spend if I don't want to. Just let people save their damn money.

You are always playing the market, and certainly are doing so when you park your wealth in whatever your cryptocurrency of choice is.

Having currency being optimized for use a liquid medium of exchange while other assets are better as a long term store of wealth is much better than having a currency that tries to compromise between competing purposes and ends up doing neither well.




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