Google Pay in India no longer has any of those features. Infact it has been completely reworked to support UPI payments [1].
And it has completely transformed how payments happen. paymets happen directly from bank account to bank account regardlessof what app you're using (Samsung Pay, PhonePe, GPay, your bank's app). You can use QR codes or simple username@bank to make payments.
I am not aware of any payment systems that support the use of NFC, (NFC is not that commonplace for anything except cards, and I have had trouble setting up cards in google pay).
One of the biggest benefits of QR based payments have been is it does not require any special hardware. Just a mobile and Internet (Which is very common and accessible here). And it has little to no transaction fees. So it has been quickly adopted by literally everyone.
> I am not aware of any payment systems that support the use of NFC
I basically lumped the whole of Asia into a melting pot, whoops. While you're correct that India's UPI doesn't have an NFC mode, other countries do (NETS of Singapore and various systems in Japan for example).
Oh yea, I think I got the idea. The initial direction with apps like Tez too was trying to use NFC for payment. That just didn't catch on, which I'd probably pin on the fact that majority of population here uses low-mid range Smartphones which often skip over NFC support.
And it has completely transformed how payments happen. paymets happen directly from bank account to bank account regardlessof what app you're using (Samsung Pay, PhonePe, GPay, your bank's app). You can use QR codes or simple username@bank to make payments.
I am not aware of any payment systems that support the use of NFC, (NFC is not that commonplace for anything except cards, and I have had trouble setting up cards in google pay). One of the biggest benefits of QR based payments have been is it does not require any special hardware. Just a mobile and Internet (Which is very common and accessible here). And it has little to no transaction fees. So it has been quickly adopted by literally everyone.
[1] https://en.m.wikipedia.org/wiki/Unified_Payments_Interface