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> defi is a scam [for] avoiding taxes

using defi to minimize tax burden is neither a scam nor unethical. plenty of people borrow against their houses or stocks.

> nfts are dominated by stolen pieces

most nft volume is made of bored ape yacht club, moonbirds, doodles, and similar properly licensed pieces.

> smart contracts don't replace legal contracts

right, they allow you to transact trustlessly for defi and nfts.

> stablecoins [should require] bank charter

https://www.bloomberg.com/news/articles/2022-04-13/circle-ba...




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