I currently use Mint by Intuit. I hate the new UI, the constant ads, and the amount of trust I have to give them (with my bank credentials). I would love to self-host something else that can auto-import all of my transactions. I'll have to check out Saltedge and Nordigen. I might also write my own Plaid API integration. Just as much trust though...
Open banking data APIs sounds like an easy win for regulators, but probably the Intuit lobby would oppose that.
If you’re technical enough to self host and concerned about privacy, you might want to try using GNU Ledger and hand-rolling importers.
I was in your position about 3 years ago, and have no regrets going down this path.
Downloading all of the necessary files by hand only takes a couple minutes with a decent password manager. You’ll spend more time (re-)categorizing and running interesting reports, and IME the ledger apps have the best experience in this dimension, although YNAB isn’t bad.
I am about ready to throw in the towel and use mint. It’s the only product Apple has built a native integration for, with no news of other products.
I’ve written asking about it but nothing. It’s pretty annoying because Apple Card is supposed to offer privacy, then they turn around and make the first transaction integration with mint. Wth.
Open banking data APIs sounds like an easy win for regulators, but probably the Intuit lobby would oppose that.