>> In /some/ places, car insurance is required by law.
Looking this up for the US (the country where I live), it seems that only NH doesn't require car insurance (ninja edit: Virginia as well). So for me, this is an interesting hypothetical, but not in a way that's a part of my reality as I do not live in either of those two states.
>>At first thought, it appears more financially risky to drive!
As someone who does not own a car, and does not drive (and is poor - very poor in HN standards as well as in the city I live in), I would like drivers that I share the road with to have insurance, rather than drive without insurance. Getting hit by an uninsured driver would be an absolute nightmare that I doubt I could even afford to bring to court.
Texas technically doesn't require auto insurance either, but you need to leave some crazy amount of money in bond with your local sheriff, essentially proving you're rich enough that you can insure yourself.
Looking this up for the US (the country where I live), it seems that only NH doesn't require car insurance (ninja edit: Virginia as well). So for me, this is an interesting hypothetical, but not in a way that's a part of my reality as I do not live in either of those two states.
>>At first thought, it appears more financially risky to drive!
As someone who does not own a car, and does not drive (and is poor - very poor in HN standards as well as in the city I live in), I would like drivers that I share the road with to have insurance, rather than drive without insurance. Getting hit by an uninsured driver would be an absolute nightmare that I doubt I could even afford to bring to court.