Contactless card payments and mobile payments are the same under the hood. It's ...

Contactless card payments and mobile payments are the same under the hood. It's just ISO 14443 at the end of the day. Mobile payments are just Host-Card Emulation (HCE).

Some links: - https://developer.android.com/guide/topics/connectivity/nfc/... - https://xamoom.com/new-nfc-capabilities-for-all-iphones/