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Because a lot of people, going by the sales numbers, have iPhones? It’s more for very small businesses, who just need a quick and easy way to take card payments. Larger outfits will naturally invest in “real” PoS devices.



I can’t speak for America but in the U.K. there have been terminals that do this that small independent businesses have used for years. They connect to your phone too and work with both Android and iOS. You see taxis, street food sellers and all sorts using them. They also cheap and yet still look a hell of a lot more professional than this thing does.

https://merchantmachine.co.uk/contactless/

Note that some of these even have chip and pin readers for those without contactless.


It is the same in the states with Square (among others), but the ease of “I have to do nothing” is nonetheless extremely alluring to the most adhoc of businesses.


They're fairly common in the U.S., as far as 2015 that I remember, except they're often flaky, rely on Bluetooth and have their own battery, which many means merchants who don't use them that often would switch them off to save the battery. And with your iPhone, it's likely you have it charged and turned on at all times.


Sorry, by ”this thing”, do you mean an iPhone? That it looks less professional to use a phone than a dedicated card reader? I can see it, I was just genuinely a little thrown by the wording.


Sorry yeah. I don’t know why I shouldn’t trust tapping on someone’s iPhone but it doesn’t scream “professional shop” in the same way that those card readers do. Even though those card readers are very cheap and ostensibly work the same, they just feel more “professional”.


Plenty of sole trader workmen and taxi drivers and the like have the square terminal that, I just checked, costs €20. €20 to take payments from 100% of your customers rather than the 30-40% market share iPhone has here seems like a no brainer to me.


I think you misunderstand the product. You can take payments from any contactless credential. That means credit cards, Apple Pay, google pay, Samsung pay, and so forth.


Ah, the key piece is this statement:

> At checkout, the merchant will simply prompt the customer to hold their iPhone or Apple Watch to pay with Apple Pay, their contactless credit or debit card, or other digital wallet near the merchant’s iPhone, and the payment will be securely completed using NFC technology

The language is a bit verbose, but does look like it supports standard NFC based contactless also.




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